How to set up an Internet banking account in China
Activating an on-line banking account in China is not that hard.
It just requires a bit of time, as you must go to your bank in person.
Always make sure your debit card is activated for on-line payments using the specific Web interface of your bank.
![]() |
How to use the internet-banking features |
|---|
Do you already have a Chinese bank account?
Just go to your local branch and ask the staff to activate the on-line banking
features of your account.
Bring your passport! The bank may charge you a small fee and give you some security device.
Opening a new bank account in China?
Make sure you have the following:
- Passport
- Money (not much)
- A Mandarin speaker (not essential)
Pick a Chinese bank you fancy
Choose any of the banks suggested by FlashBuy.
Go to the bank in person
The entire procedure to open an account requires at least 10 minutes.
Don’t forget to mention that you want to use the on-line functions of your
account, so that you don’t need to come back later.
Don't forget to take your security device!
Most banks will give you some sort of security device for making
your on-line shopping even safer.
Usually it is a USB key that you install on your computer.
You have to use this device at all times when
purchasing something on-line.
How to use your UnionPay card with Alipay






